1. After I find a homesite how do I buy it?
We take a 10% deposit as Earnest Money to hold your homesite and prepare an Earnest Money Contract to be submitted to the developer. You may pay for this deposit by either check or credit card. We’ll put a 15-30 day closing date on the contract, or sooner if desired. This will give you plenty of time to get financing, if needed. If you can’t get financing within 15 days, your deposit will be refunded to you. Rayner Ranch uses New Braunfels Title Company for all of our closings.

2. Is there a Time Limit to build?
No. There is no time limit to start building. In fact, most of the current homesite owners are years away from building. But they understand the importance of buying a homesite now. Some may even wish to have the homesite paid for before building. When you start construction, however, you will have 6 months to complete your house. What we won’t allow is a “weekend” building project.

3. Do you have Preferred builders we must use?
No. You can use any builder you desire! We do however have some names of some very nice builders. Rayner Ranch does have an Architectural Control Committee (ACC) that will require you to submit your plans for approval prior to construction.

4. Can we build a guest home or “mother-in-law” home on our homesite?
Yes. We ask that your guest home be built at the same time or after your primary residence. The ACC will want to review your plans prior to construction.

5. How much does it cost to build a custom home?
That depends on what you want, but $75-$85 per square foot is a good average price to use for a nice home with moderate upgrades. This cost will include driveway, garage and a septic system. Keep in mind that usually a 2 story is a little cheaper to build. Be careful to match apples-to-apples when shopping builder’s prices. You see signs all of the time saying “Build on you homesite for $45 per sf. Does this include masonry exterior, garage, driveway, septic, complete interior finish out, and homesite cost? Generally it does not!

6. What is my new address?
Your mailing address will be Spring Branch, Texas.

7. What are the taxes?
Rayner Ranch is located outside of city limits, therefore eliminating any city taxes. Currently the combined taxes are approximately $2.24 per $100 value. For example a $30,000 homesite will be ~$672 per year (300 x $2.24).

8. Are there Property Owners Association (POA) dues? What are they used for?
Yes, currently set at $250 per year per homesite and are mandatory for every owner.

9. What are my closing costs?
Your closing costs will consist of the following:
a. Any of your costs incident to getting your homesite loan (i.e. origination fee, survey fee, appraisal fee, doc preparation, processing fee, etc.), plus the down payment required by your lender less the Earnest money deposit.
b. Small charges from the title company usually less that $300 which includes document and title preparation, recording fee, courier fees, etc.
c. Prorated ad valorem taxes from your closing date to the end of the year.
d. Prorated homeowners association dues from you closing date to the end of the year.

10. Do you have any Community facilities in Rayner Ranch?
Yes. Other than the green belt that meanders through our community, our future plat includes a community park on the beautiful Guadalupe River. In our experience with estate sized home sites, most owners prefer to build their own pools, tennis courts, etc. Thus community facilities go unused and not to mention the liability of someone getting hurt on these facilities in which each homesite owner is liable. Not having complex community areas will help keep you POA dues low. Rayner Ranch also connects to Rayner Ranch Golf Club that boasts 18 challenging holes of scenic hill country golf, as well as a large swimming pool. Since these facilities are public you will not be liable in any way for these facilities! As an owner in Rayner Ranch you will receive benefits to this public Golf Club.

11. How are the schools?
We think they are great but check it out yourself. We have the area School Report Cards on file or you can download them from the internet at
www.tea.state.tx.us/perfreport/aeis.

12. Tell me about your water system?
Our water system is owned by a local water company named Canyon Lake Water Supply, and are governed by the Texas Natural Resources Conservation Commission (TNRCC) regarding water treatment and user rate charges. Rayner Ranch is tied into a water pipeline running from Canyon Lake down Hwy 46.

13. I understand we will need a septic system? Tell me about them and their costs?
You are correct in that you will need a septic system to handle your sewage waste. A septic system basically consists of underground holding tanks and leaching beds. Your waste goes into the tanks where bacteria breaks it down before being discharged into the leach beds. There are typically 4 classes of septic systems ranging from the conventional system where you have good quality soil to the aerobic system when your soil is rocky. The aerobic system takes your “gray” water and discharges it through sprinkler heads on your land. Price wise your system will vary from around $3000 to $7000 depending on the system type and septic needs. When you are ready to build your builder will permit with Comal County. The county will require test holes be dug on your homesite to determine percolation quality of the soil and will then instruct the builder on the class of septic system you can install.

14. What do I do with my RV and boat?
Enjoy them but don’t leave them parked on the road or in front of your house. We ask that you park and store them out of sight from the street; preferable in a storage barn or garage.

15. Can I fence my homesite: What type of fencing is allowed?
If you want to you can, but you are not required to do so. No perimeter chain link fencing is allowed. Fencing may be constructed of wood, masonry, wrought iron, or a combination thereof. Privacy fencing is allowed in certain cases and all pools must have fencing around as per code. See your deed restrictions or ask an ACC member. The ACC will want to see your plans prior to construction.